5 Best Investment Ideas / Options in 2020-21

Which are the Best Investment ideas or options for 2020-21 ? Where to invest money for remarkable returns? These are the most mainstream addresses that popup in the investor's mind while investing. We should attempt to find solutions to these inquiries. 

All things considered, according to me best investment thought is one that permits investors to achieve their financial goals. The financial goal could be retirement, child education, marriage, purchasing another house and so on For each financial goals, you have to make an arrangement and select an investment alternative according to your risk craving. 

The majority of the investors are searching for an exceptional yield investment alternative with generally safe with regards to investment. Nonetheless, there are no okay investment alternatives that give a better yield. Risk and returns are contrarily relative to one another. This implies in the event that you are searching for a better yield you have to choose a high-risk investment alternative. Select the best investment choice according to your risk hunger and financial goal. 

The year 2019 was every time of gold. Gold has produced 20% returns in 2019. Aside from gold, equity has likewise given better than expected returns to investors in 2019. Here is a rundown of 10 Best Investment Options in 2020 that are probably going to give better returns. 

5 Best Investment Ideas / Ideas in 2020-21

1. Direct Equity

Direct Equity Investment is first on the rundown of best investment ideas for investment in 2020. In the year 2019, equity has given a better than expected return. Yet, it is normal that in 2020 equity is probably going to give a predominant return. 

Investing in direct equity is subject to market risk. It is an unstable asset class and there is no assurance of returns. As an investor, you have to do a great deal of research to distinguish great stock for the investment. The hour of investment and cost of share matters a great deal. You can get rich by investing money in direct equity. There are numerous instances of multibagger stocks that have made investors affluent as time goes on. 

You can expect around 8-15% get back from the stock market. You have to open a demat account to begin investing in direct equity. 

Who must invest in Direct Equity?

Information and expertise are must for direct equity investment. On the off chance that you have information, ability and high-risk taking capacity you can plan to invest your money in direct equity (stock market). 

2. Equity Mutual Funds

Equity Mutual Fund is another well known investment alternative suggested for 2020. Equity mutual funds produce more significant yields by investing money in stocks across capitalization. Equity mutual funds invest in any event 65% of their assets in equity and equity-related mutual funds. 

Equity mutual fund is somewhat safer investment choice contrasted with direct equity. Be that as it may, there are numerous advantages of investing money in equity mutual funds. You can invest in the mutual fund by means of SIP course. Mutual funds offer great expansion. You can bring in great returns by investing cash in mutual funds as time goes on. 

You can expect around 10-16% return by investing in equity mutual funds. It is prescribed to go for direct mutual fund and growth alternatives while investing money in equity mutual funds. 

Who ought to invest in Equity Mutual Fund?

On the off chance that you need to balance risk and return mutual fund investment is for you. You can anticipate excellent returns from mutual funds over a long run. 

3. ELSS

ELSS - Equity-linked saving is scheme is an evergreen investment alternative for tax saving. Investments made under ELSS are tax-free under section 80 C. ELSS invests an enormous percentage of their portfolio in equity. ELSS accompanies the least lock-in period contrasted with other investment choices. ELSS offers double advantages of capital gratefulness just as tax saving. You must be cautious in making a choice of ELSS. 

You can expect around 10-12% returns by investing in ELSS. The return given by ELSS is most noteworthy under the tax-saving class of instruments. 

Who ought to invest in ELSS?

On the off chance that you need to get capital gratefulness just as tax saving, ELSS is the most ideal alternative. This investment isn't appropriate for risk loath investors. 

4. NPS

NPS (National Pension Scheme) is government supported pension scheme. NPS investment likewise offers tax benefits under section 80C and 80CCD. NPS accompanies two choices active choice and auto choice. Active choice permits investors to choose asset class while investing. Though auto alternative invests money automatically in accordance with the period of supporter. Disadvantages of NPS are nonattendance of liquidity and taxable returns. 

You can anticipate 8-10% return in NPS. The returns on the investment are market-linked. The fund manager assumes an essential part in overseeing fund and conveying return under NPS scheme. One can open NPS account online just as offline. 

Who ought to invest in NPS?

An employee who wish to spare extra tax or Investor with moderate risk taking capacity can choose NPS as investment choice. 

5. PPF

Public Provident Fund (PPF) is next in the rundown of best investment ideas for 2020. Public provident fund offers fixed returns on the investment which will be announced by the government time to time. It is most secure investment choice that gives tax advantages to the investor. The returns procured from PPF is likewise exempted from the tax. 

You will get rough 7.5-8% returns in PPF. It is long term investment alternative with low or moderate risk. PPF account can be opened online just as offline. 

Who ought to invest in PPF?

A traditionalist investor searching for fixed moderate return along with tax saving for the long term can invest in PPF. 

Points to be considered while choosing Best Investment Option

Make a point to think about the accompanying angles while investing your money in any of the above investment choices. 

1. Investment Objective - You ought to be clear about your investment objective prior to investing. 

2. Tenure - Another point for thought is tenure. Investment choices are distinctive as long as possible and short term. 

3. Risk-Taking Capacity - Another factor that is important for the choice of investment alternatives is risk-taking capacity. On the off chance that you are high-risk investor you can think about equity or real estate for the investment. 

4. Tax - Tax is another significant factor in the determination of Investment. Tax saving alternatives are diverse contrasted with ordinary investment choices. 

5. Liquidity - Your necessity of cash can influence the determination of investment choices. Some investment alternatives don't give liquidity. Make a point to choose the correct investment choice according to your need.